Industries We Specialize In
We build multi-line programs for businesses with complex operations — multi-location groups, layered ownership structures, and risks that don't fit a standard BOP. If your business has outgrown off-the-shelf coverage, we're built for you.
Where we go deepest.
These four verticals represent our primary focus — industries where we've built carrier relationships, underwriting expertise, and program structures that reflect how mid-market operations actually run.
Multi-Location Restaurant Groups
Programs built for operators running multiple concepts or units — coordinating GL, liquor liability, property, workers' comp, and business interruption across locations under a unified structure. We understand franchise compliance, multi-state exposure, and the liability complexity that comes with scale.
→Hotels & Hospitality Groups
Property and liability programs for hotel owners and management companies operating multiple properties. We handle the layered coverage needs of lodging operations — from guest liability and liquor exposure to builder's risk on renovations and umbrella structures that satisfy lender and franchisor requirements.
→Food Distributors
Coordinated programs for distributors managing fleet exposure, perishable cargo, product liability, and warehouse operations simultaneously. In many cases, a single incident — a reefer breakdown, a contamination claim, a highway accident — can threaten the entire operation. We build programs that treat these risks as interconnected, not separate policies.
→Commercial Fleets & Trucking
Fleet programs for owner-operators, regional carriers, and private fleets — designed around FMCSA compliance requirements, CSA scores, and the elevated liability exposures that come with commercial transportation. We work with carriers that understand DOT-regulated operations and can structure layered auto liability, cargo, and physical damage coverage for fleets of varying size and risk profile.
→Expanding specializations.
Five additional verticals where we're actively building program depth and carrier relationships to serve mid-market clients.
Commercial Real Estate Portfolios
Property and liability programs for investors and owners managing multiple commercial assets — office, retail, industrial, or mixed-use. We structure programs that consolidate coverage across a portfolio rather than insuring each property in isolation.
→Wholesale & Distribution (Non-Food)
Coverage for distributors handling goods that don't carry food-specific exposures but still require coordinated property, product liability, cargo, and fleet programs built for distribution operations.
→Light to Medium Manufacturing
Programs for manufacturers navigating product liability, equipment breakdown, workers' comp for production environments, and environmental exposures — structured to reflect the actual risk profile of your facility and output.
→Technology Companies (SaaS / IT Services)
Multi-line programs for mid-market tech companies — combining tech E&O, cyber liability, D&O, EPLI, and GL into a coordinated structure that satisfies enterprise customer requirements and investor expectations.
→Mid-Size Specialty Contractors
Coverage for specialty trade contractors — mechanical, electrical, structural — operating at a scale where project size, subcontractor exposure, and completed operations liability require more than a standard contractor's package.
→A wide range of commercial sectors.
Beyond our core verticals, we write commercial insurance across dozens of additional industries. If your business needs coverage, we can help.
Don't see your industry?
We cover more than what's listed here. Tell us what you do and we'll tell you how we can help.